Do you HAVE to create an estate plan?

Do you HAVE to create an estate plan? While it is quite possible to die without planning your estate (and too many do), I wouldn’t say it is advisable. If you die without an estate plan, your family could face major legal issues and possibly bitter disputes. So in my opinion, everyone should do some form of estate planning. Your estate plan could include wills and trusts, life insurance, disability insurance, a living will, a pre- or post-nuptial agreement, long-term care insurance, power of attorney and more.